Chase Sapphire Preferred® Card
Pros
- Earn 5 points per $1 spent on all travel purchased through Chase Ultimate Rewards®.
- Earn 3 points per $1 spent on dining (including eligible delivery services and takeout), select streaming services, and online grocery purchases (excluding Target, Walmart, and wholesale clubs).
- Get 2 points per $1 spent on travel not purchased through Chase Ultimate Rewards®.
- Earn 1 point per $1 spent on other purchases.
Cons
- Chase's no-annual-fee cash back cards now offer competitive rewards on dining and some travel compared to the Chase Sapphire Preferred® Card.
- These cards lack the enhanced redemption value and point-transfer options of the Chase Sapphire Preferred® Card.
- Some of these cards charge foreign transaction fees.
- The Chase Sapphire Preferred® Card is an excellent choice, particularly when you transfer points from other Chase cards to it. It offers an exceptional sign-up bonus, especially considering its $95 annual fee.
The Chase Sapphire Preferred® Card is an excellent choice, particularly when you transfer points from other Chase cards to it. It offers an exceptional sign-up bonus, especially considering its $95 annual fee.
- Earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. These points are worth $750 when redeemed through Chase Ultimate Rewards®.
- Enjoy benefits such as:
- Earning 5x points on travel purchased through Chase Ultimate Rewards®.
- Earning 3x points on dining.
- Earning 2x points on all other travel purchases.
- Receiving a $50 annual Ultimate Rewards Hotel Credit, among others.
- Get 25% more value when you redeem points for airfare, hotels, car rentals, and cruises through Chase Ultimate Rewards®. For instance, 60,000 points are worth $750 toward travel.
- Count on valuable features like Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance, and more.
- Enjoy complimentary access to DashPass, providing $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
- Member FDIC.